Insurance Services

Insuring ourselves and our loved ones  is one of the most important things we can undertake. No one knows what our individual future lives will be like. But rest assured some of us will get sick, some will die, and some will go on into old age needing some form of assistance.

Needing insurance shouldn't  mean paying more than you can afford. Insurance needs and cost vary from company to company and are what your overall health is like. At TJ Cummuta Financial Services, Inc., we our proud of track record for providing our clients with the proper insurance coverage and an affordable rate.

There isn't any "one size fits all" with insurance. We tailor our quotes to your exact needs and circumstances.

Life Insurance
Whether your life insurance needs are Term, Whole Life, or Universal Life, we will provide you with the best companies and prices available in today's marketplace.
Health Insurance
Individual and Group health insurance with flexibility in pricing and service levels that make sense.
Long-Term Care Insurance
With the average cost of nursing home care rising above $40,000 a year, and 1 out of 2 individuals needing some form of nursing home care at some point in their lives, Long-Term Care Insurance will protect your assets from liquidation to cover these enormous costs.