Timothy J. Cummuta

 

 

Retirement Plan/IRA Assets Goals

  • two major concerns:

    • pay your plan/IRA assets to the right people with the right protections
    • provide for flexibility and deferral, both for you and for your beneficiaries
  • need to do careful beneficiary designation planning, both before and after age 70-1/2

  • complex issues when plan/IRA assets are used to fund bypass and other trusts

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